22/05: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Delinquency: Failure to make payments on time. this can lead to foreclosure.
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21/05: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Reverse Annuity Mortgage (RAM): A form of mortgage in which the lender makes periodic payments to the borrower using the borrower's equity in the home asSatisfaction of Mortgage: The document issued by the mortgagee when the mortgage loan is paid in full. Also called a "release of mortgage."
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20/05: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Power of Attorney: A legal document authorizing one person to act on behalf of another.
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19/05: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Index: The index is the measure of interest rate changes that the lender uses to decide how much the interest rate on an ARM will change over time. No one can be sure when an index rate will go up or down. To help you get an idea of how to compare different indexes, the following chart shows a few common indexes over a ten-year period (1977-87). As you can see, some index rates tend to be higher than others, and some more volatile. (But if a lender bases interest rate adjustments on the average value of an index over time, your interest rate would not be as volatile.) You should ask your lender how the index for any ARM you are considering has changed in recent years, and where it is reported.
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Category: General
Posted by: uscybertek
18/05: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Realtor: A real estate broker or an associate holding active membership in a local real estate board affiliated with the National Association of Realtors.
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17/05: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Prepayment: A privilege in a mortgage permitting the borrower to make payments in advance of their due date.
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Category: General
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16/05: Real Estate Term of the Day
Category: General
Posted by: uscybertek
Delinquency: Failure to make payments on time. this can lead to foreclosure.
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